What Do I Need?
Checklist of documents you should have ready:
- Exact name(s) in which the title is to be held
- List of who you owe money to and the amounts
- Property access information for appraisers
- Names and addresses of current, recent employers
- Recent pay stubs from each employer
- Recent Federal tax returns, including all schedules (up to 3 years)
- Names and account numbers for financial institutions where you have deposits
- Recent financial statements, including current profit & loss (P&L statement), if you are self-employed
- Rental agreements to verify rental property income
- Copies of court decrees stipulating child support, alimony income, and property settlement
- Verification of your own down payment source (e.g., gift, sale of property)
- Copy of existing note on a 2nd mortgage loan (if applies)
- Name and address of Homeowner’s Association (for condominium/townhome)